US Pro Insurance Services

Ebola Regulatory Business Interruption Coverage

Ebola Regulatory Business Interruption

Business owners today must acknowledge the growing concern that their business can be shut down by regulatory authorities due to Ebola.

If a staff member, visitor, client or customer tests positive for Ebola, the premises may be closed by the CDC or state or federal health authorities. The direct and indirect expenses of this kind of event are generally not covered by standard BI coverage, and the insured can suffer severe financial loss and even bankruptcy if they are not allowed to reopen.

This new Ebola specific RBI coverage provides coverage on a per-day basis for business interruption or interference in the event a regulator closes the insured’s place of business.
Eligible class are not limited to, but do include, the following:

  • Hotels
  • Restaurants
  • Apartment Buildings
  • Hospitals
  • Schools
  • Theaters
  • Transportation Companies

Program Features:

  • Limits start at 250K up to 1 million with higher limits available if necessary.
  • There is no deductible, and coverage can be written on single or multiple locations.
  • Per diem benefit tied to revenues and used at the insured’s discretion
  • 30 days of coverage for each covered location due to suspension of operations as a result of Ebola closure
  • No waiting period
  • $2,500 minimum premium

If you are interested in a quote for this important and unique insurance, contact us at for the application.

From Ebola, to Cyber Liability, to D&O, to A&E and Professional Liability, US Pro has a solution for you.